Pension products for your vested benefits custody account

Take advantage of the potential returns on the financial markets and invest your pension assets. Depending on your investment horizon and ability to bear risk, you can choose to invest from 10 to 75 percent of your vested benefits custody account in shares. Real estate investments may also be included in your pension product.

Our actively managed pension products

Benefit from the opportunities offered by our actively managed pension products, which invest indirectly in funds and are designed as investment groups of the Swisscanto Investment Foundations. The composition of the fund is determined according to certain criteria, and reviewed and adjusted on an ongoing basis. The costs are therefore somewhat higher in this case than for index-linked securities solutions.

Swisscanto IF Avant BVG Sustainable Portfolio 25

Moderate risk with an equity allocation of 25 %

Security-focused investment solution and simultaneous participation in higher equity market returns
Investment horizon of at least five years
Make a significant contribution to meeting the UN Sustainable Development Goals

Swisscanto BVG 3 Sustainable Portfolio 45

Medium risk with an equity allocation of 45 %

Sustainable investment solution with the aim of achieving asset growth in the long term
Investment horizon of at least six years
Make a significant contribution to meeting the UN Sustainable Development Goals

Swisscanto IF Avant BVG Sustainable Portfolio 75*

Significant risk with an equity allocation of 75 %

Higher potential returns as the majority of the investments are in equities
Investment horizon of at least ten years
Make a significant contribution to meeting the UN Sustainable Development Goals

*The Swisscanto IF Avant BVG Sustainable Portfolio 75 investment group exceeds the equity allocation pursuant to Art. 55 BVV

Swisscanto BVG 3 Responsible Portfolio 15

Low risk with an equity allocation of 15 %

Security-focused investment solution with regular interest income
Investment horizon of at least three years

Swisscanto BVG 3 Responsible Portfolio 25

Moderate risk with an equity allocation of 25 %

Security-focused investment solution and simultaneous participation in higher equity market returns
Investment horizon of at least five years

Swisscanto BVG 3 Responsible Portfolio 45

Medium risk with an equity allocation of 45 %

Greater return potential with this investment solution with the risk of price fluctuations on the equity market
Investment horizon of at least six years

Swisscanto BVG 3 Responsible Portfolio 75*

Significant risk with an equity allocation of 75 %

Higher potential returns as the majority of the investments are in equities
Investment horizon of at least ten years

*The Swisscanto BVG 3 Responsible Portfolio 75 investment group exceeds the equity allocation pursuant to Art. 55 BVV 2. It is only suitable for investors with the corresponding risk capacity and risk appetite. risk of loss is higher compared to conventional pension solutions.

Our index-linked pension products

The index-linked managed securities solutions track a previously defined benchmark index, such as the SMI. As this offer reduces the administrative burden for the fund manager, it comes with lower costs. For this reason, index-linked managed pension products are particularly suitable for cost-conscious investors.

Swisscanto (CH) Vorsorge Fonds 25 Passiv

Moderate risk with an equity allocation of 25 %

Broad diversification through the integration of real estate, commodities and precious metals
Investment horizon of at least five years

Swisscanto (CH) IPF III Vorsorge Fonds 45 Passiv

Medium risk with an equity allocation of 45 %

Performance advantage thanks to tax-optimised implementation
Broad diversification through the integration of real estate, commodities and precious metals
Investment horizon of at least six years

Swisscanto (CH) IPF III Vorsorge Fonds 75 Passiv*

Significant risk with an equity allocation of 75 %

Performance advantage thanks to tax-optimised implementation
Higher potential returns as investments are mainly in equities
Investment horizon of at least ten years
Significant risk

*The Swisscanto (CH) IPF III Vorsorge Fonds 75 Passiv exceeds the equity allocation pursuant to Art. 55 BVV 2. It is only suitable for investors with the corresponding risk capacity and risk appetite. risk of loss is higher compared to conventional pension solutions.