Declaration of agreement

With access to the Swisscanto websites https://www.swisscanto.com and https://products.swisscanto.com/ (hereinafter «Swisscanto websites») and the services, products, information, opinions, documents, functions etc. contained or described therein (hereafter referred to as «information»), you declare that you have understood and accepted the terms and conditions of use. Please also read any additional legal notices which apply to the services and products you are using.

Reservation of the right to amendment

The terms of use, legal notices and any information on the Swisscanto websites may be amended at any time without prior notice. You should therefore check these terms of use regularly. If you have not understood a provision of the terms of use, or do not agree to this, please leave the Swisscanto website.

Access and restrictions

The Swisscanto website is not intended for natural persons and legal entities subject to legislation which prohibits access to the Swisscanto website or Swisscanto products (due to the user’s nationality or domicile/registered offices, for example, or for other reasons). Persons subject to such restrictions are not permitted to access the Swisscanto website.

The Swisscanto products may only be marketed in certain countries and/or to certain people. Further details on restrictions can be found in product documents such as the fund agreements, fact sheets, prospectuses or in a marketing authorisation list published on the website https://products.swisscanto.com/. Persons to whom all or some of the products of Swisscanto may not be marketed may not access websites containing information regarding the relevant products.

In particular, the information contained on the Swisscanto website may not be distributed and/or passed on to persons who are US persons according to the definition in Regulation S of the US Securities Act of 1933.

No advice and no offer

The information published on the Swisscanto websites is intended exclusively for informational and advertising purposes. It constitutes neither an advice – whether on legal, tax, financial or other aspects – nor a recommendation or offer concerning the purchase or sale of products or the conduct of other transactions or the conclusion of any legal transaction. The fact that you access the Swisscanto website does not make you a customer.

No orders

Swisscanto and Zürcher Kantonalbank expressly state that they are not obligated to take on, execute or accept orders, withdrawals of orders, authorisations for business transactions or other binding declarations transmitted via the Swisscanto website. Any special agreements or specific contact options (such as request forms for newsletters) remain reserved.

Risk and performance notice

Capital investments are associated with risks, which include the potential loss of the capital invested. The prices, values and profits of capital investments can fall and rise. Investments in foreign currencies are also subject to exchange rate fluctuations. Details regarding the risks are described in the respective, current product documents which must be read carefully before investing in Swisscanto products.

Past performance is not an indicator of future value development and does not offer any guarantee for future success. The performance data have been calculated based on the reinvestment of any distribution of dividends and, in case of doubt, without taking into account the commissions and expenses charged at the time of the issue and redemption of units, which have a negative effect on performance. The calculation is performed in the product's currency and may rise or fall as a result of exchange rate fluctuations.

Source of fund documents

The sole binding basis for purchasing Swisscanto products is the current fund documents (e.g. fund agreements/contractual conditions, prospectuses, basic information sheets as well as annual reports), which can be obtained from www.swisscanto.com, from Swisscanto Fund Management Company Ltd., Bahnhofstrasse 9, CH-8001 Zurich (also the representative for Luxembourg-based Swisscanto products) or from all branch offices of Zürcher Kantonalbank. The paying agent for the Luxembourg Swisscanto products in Switzerland is Zürcher Kantonalbank, Bahnhofstrasse 9, CH-8001 Zurich.

Exclusion of warranty and liability

Swisscanto and Zürcher Kantonalbank take due professional care in preparing the information published on the Swisscanto website. However, Swisscanto and Zürcher Kantonalbank assume no warranty for the currency, correctness, accuracy or completeness of the information published on the Swisscanto website. Swisscanto and Zürcher Kantonalbank reserve the right to update, amend or delete without notice, at any time, information published on the Swisscanto website. The opinions and assessments expressed on the Swisscanto website reflect the opinion of Swisscanto and Zürcher Kantonalbank at the time of publication and do not constitute a general or specific legal, tax or other recommendation.

The information on the Swisscanto website is provided «as seen» and «as available». Swisscanto and Zürcher Kantonalbank exclude any warranty for access to the Swisscanto website or individual functions functioning without faults and interruptions, for errors being rectified or for viruses or other harmful components being transmitted during use of the Swisscanto website.

However, Swisscanto and Zürcher Kantonalbank assume no warranty for the currency, correctness, accuracy or completeness of the information published on the Swisscanto website. Insofar as legally permissible, Swisscanto and Zürcher Kantonalbank exclude any liability for direct and/or indirect damages or lost profits arising from use of or access to information on the Swisscanto website and/or from links to third-party websites or from the impossibility of using or accessing these. This exclusion of liability shall also apply to all damages that can be ascribed to third-party tampering with the Swisscanto website. Swisscanto and Zürcher Kantonalbank also reject any liability for third-party manipulation of their IT system.

Subject to any special agreements between you and Swisscanto or Zürcher Kantonalbank concerning electronic services.

Reservation of all intellectual property rights

«Swisscanto» and «Zürcher Kantonalbank» as well as the relevant logos are trademarks or protected intellectual property rights of Swisscanto Holding Ltd. and/or Zürcher Kantonalbank.

All information published on the Swisscanto website is protected intellectual property and is owned by Swisscanto Holding AG, Zürcher Kantonalbank or third parties. The information may only be freely used for personal use. No part of the Swisscanto website or information contained therein is intended to grant a licence or a right to use a registered trademark, a logo, an image or other content comprising protected intellectual property. Without the written permission of a company of Swisscanto or Zürcher Kantonalbank, it is prohibited systematically to access contents of the Swisscanto website in order, directly or indirectly, to compile a collection, a database or a directory.

Swisscanto Holding Ltd. and/or Zürcher Kantonalbank reserve all the intellectual property rights (in particular copyright and trademark rights) with respect to all information and documents on the Swisscanto website and will apply all remedies to fully enforce these rights.

Links to other websites

The Swisscanto websites may contain third-party content and links to third-party websites. Links to third-party websites provided by the Swisscanto website are provided for the purposes of information and convenience. Swisscanto or Zürcher Kantonalbank have absolutely no influence over these third-party websites. For this reason, Swisscanto or Zürcher Kantonalbank assume no responsibility for the correctness, quality, completeness and legality of such websites' content or for any offers, products and services which they may contain. The responsibility for this lies with the operator of the websites accessed via the links. Swisscanto and Zürcher Kantonalbank cannot be held liable for this. Accessing these websites via such links is at the user’s own risk.

Last updated: January 2024